Payment Recall Alert Information
⚠️ Alert: You may qualify for a lower APR
Your Time Has Come — Stop Overpaying
We just received notice that you may now qualify for a significantly lower interest rate than you’re currently paying. Lower your payment, build equity faster, and set yourself up for even better terms as you keep paying on time.
- ✅ Lower monthly payments
- ✅ Improve future eligibility
- ✅ Build equity faster
- ✅ Potentially save thousands
Have Questions?
If you’re paying too much or worry you owe more than your vehicle is worth, you’re not alone — and you may have more options than you think.
It could lower your monthly payment, reduce your APR, and save you money long-term. If your credit or finances have improved, chances are you qualify for a better program.
Many people feel trapped, but today’s used car market values are stronger than expected. That makes it easier to upgrade into something newer or restructure for lower payments — even if you owe more than your car’s current value.
If you’ve been making on-time payments, your credit profile may have improved. A quick, soft credit check (no impact on your score) will give us insight to your options, so you can explore the best path forward without any risk.
You can restructure your loan for a lower APR or payment, upgrade to a newer vehicle—often with similar or lower payments—and take advantage of our 100K Mile Promise, which includes three sets of tires or brakes.